Privacy Policy

1. Introduction

Welcome to www.salaryincomecalculator.co.uk ("we," "us," "our," or "the Site"). We are committed to protecting your privacy and ensuring you have a positive experience on our website. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Site.

2. Information We Collect

2.1 Information You Provide

When you use the salary calculator, you may voluntarily provide information such as:

• Salary amounts and income details
• Age band information
• Tax code
• Pension contribution percentages

Note: This information is processed locally in your browser and is NOT sent to our servers. We do not store your personal financial data.

2.2 Automatic Information Collection

When you visit our Site, we automatically collect certain information through cookies and similar tracking technologies:

• Google Analytics: We use Google Analytics 4 to understand how users interact with our Site, including pages visited, time spent, and referral sources.
• Cookies: We use cookies to remember your consent preferences and provide a better user experience.
• IP Address: We collect your IP address (anonymized through Google Analytics)
• Device Information: Browser type, operating system, and device type

3. How We Use Your Information

We use the information we collect for the following purposes:

• Analytics: To understand user behavior and improve our Site's functionality and user experience
• Consent Management: To remember your cookie preferences and ensure we only track data you've consented to
• Site Performance: To monitor and optimize Site performance and security
• Legal Compliance: To comply with applicable laws and regulations

4. Google Analytics

We use Google Analytics 4, a web analytics service provided by Google, Inc. Google Analytics uses cookies to help us analyze how users use our Site. The information generated by the cookie about your use of the Site (including your anonymized IP address) will be transmitted to and stored by Google on servers in the United States.

4.1 Consent-Based Tracking

Google Analytics only tracks your behavior after you have provided explicit consent by clicking "Accept All" in our cookie consent banner. If you select "Essentials Only," Google Analytics will not collect any data about your activity.

4.2 Data Sharing

Google may use this data for its own purposes, including but not limited to improving its services and products, combining it with other data, or anonymizing it. You can prevent Google Analytics from recognizing you on return visits by disabling cookies in your browser settings.

4.3 Opt-Out

You can opt out of Google Analytics by:

• Using the Google Analytics Opt-out Browser Add-on: https://tools.google.com/dlpage/gaoptout
• Adjusting your consent preferences in our cookie banner
• Clearing cookies from your browser

For more information about Google's privacy practices, visit Google's Privacy & Terms page: https://policies.google.com/privacy

5. Cookies and Similar Technologies

We use cookies to enhance your experience on our Site. Cookies are small files stored on your device that help us remember your preferences.

5.1 Types of Cookies

• Essential Cookies: Required for basic functionality (e.g., consent preferences). These are set without requiring consent.
• Analytics Cookies: Used by Google Analytics to track user behavior. Only set with your explicit consent by clicking "Accept All".

5.2 Managing Cookies

You can control cookies through your browser settings. Most browsers allow you to refuse cookies or alert you when cookies are being sent. Note that disabling cookies may affect your ability to use certain features of our Site. You can also withdraw consent at any time using our cookie banner.

6. Data Security

We take data security seriously. Your financial information entered into the calculator is processed locally in your browser and is never transmitted to our servers. However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

7. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal data:

• Right to Access: You can request access to the personal data we hold about you
• Right to Delete: You can request deletion of your personal data
• Right to Opt-Out: You can withdraw consent for analytics tracking at any time
• Right to Withdraw Consent: You can change your cookie preferences at any time through our consent banner

To exercise these rights or withdraw consent, clear your cookies or adjust your consent preferences in our cookie banner.

8. Data Retention

We do not retain your financial information. Analytics data is retained by Google Analytics according to their retention settings (typically 14 months). Your consent preferences are stored in a cookie that expires after 365 days.

9. Third-Party Services

Our Site uses third-party services:

• Google Analytics 4: For website analytics (with your consent)
• Google Fonts: For typography (no personal data collected)

These third parties may collect information about you in accordance with their own privacy policies.

10. UK Data Protection and Cookie Laws

10.1 UK GDPR Compliance

If you are located in the United Kingdom, you have rights under the UK General Data Protection Regulation (UK GDPR). We comply with UK GDPR by:

• Only collecting analytics data with your explicit prior consent through our cookie banner
• Providing you with clear information about how your data is used
• Allowing you to withdraw consent at any time
• Processing data only for legitimate purposes
• Not selling or sharing your personal data

10.2 PECR (Privacy and Electronic Communications Regulations)

Under the Privacy and Electronic Communications Regulations 2003 (as amended), we must obtain your prior consent before storing or accessing non-essential cookies on your device. We comply by:

• Displaying a cookie consent banner on first visit
• Obtaining explicit consent before enabling Google Analytics tracking
• Allowing you to choose "Essentials Only" to opt out of analytics cookies
• Storing your consent preferences using essential cookies only
• Not requiring consent for essential cookies necessary for Site functionality

Essential Cookies: We use essential cookies only (e.g., to remember your consent choice) without requiring consent, as they are necessary for the Site to function properly.

Analytics Cookies: Google Analytics cookies are only set after you explicitly click "Accept All" in our consent banner.

10.3 Your UK Rights

As a UK resident, you have the following rights:

• Right to be informed: Clear privacy information before data collection
• Right of access: Request what personal data we hold about you
• Right to rectification: Request correction of inaccurate data
• Right to erasure: Request deletion of your data
• Right to restrict processing: Request limitation of how your data is used
• Right to withdraw consent: Change your cookie preferences at any time
• Right to lodge a complaint: Contact the Information Commissioner's Office (ICO) at https://ico.org.uk

10.4 How to Exercise Your Rights

You can exercise your rights by:

• Changing your cookie preferences using our consent banner
• Clearing cookies from your browser to reset your preferences
• Contacting us at privacy@salaryincomecalculator.co.uk
• Submitting a complaint to the ICO if you believe we have violated your rights

11. GDPR (EU Users) and CCPA (California Users) Compliance

11.1 GDPR (EU Users)

If you are located in the European Union, you have rights under the General Data Protection Regulation (GDPR). We only collect analytics data with your explicit consent. You can withdraw consent at any time by adjusting your cookie preferences.

11.2 CCPA (California Users)

If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA). You have the right to know what personal information is collected, used, shared, and deleted. Since we do not sell personal information and only use analytics data with consent, most CCPA provisions do not apply.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by updating the "Last updated" date at the top of this policy.

13. Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us at: